Dinar Coin

Gold Trust giving dividends.

Component	Design	Shariah Compliance	Problem Solved
Backing Mechanism	40% gold, 30% real estate, 20% commodities, 10% sukuk bonds	Asset-backed (not fiat), tangible value	Eliminates pure speculation, provides intrinsic value
Supply Control	Elastic supply tied to backing assets + GDP growth	No artificial scarcity (forbidden hoarding)	Stable value while allowing economic growth
Consensus	Proof-of-Stake with Islamic scholar validation nodes	Eliminates energy waste (environmental stewardship)	Low energy, fast transactions
Transaction Structure	Instant settlement with 0.1% fee to charity fund	No interest/riba, mandatory zakat integration	Fast, low-cost, socially beneficial

Feature	Implementation	Islamic Principle
Shariah Board	7-member scholar council with veto power	Continuous religious oversight
Prohibited Uses	Smart contracts block gambling, alcohol, weapons	Automated haram prevention
Wealth Distribution	2.5% annual zakat auto-deducted to charity wallet	Built-in wealth circulation
Transparency	Real-time asset backing proof on blockchain	Eliminates gharar (uncertainty)

Challenge	Solution	Mechanism
Volatility	Dynamic asset rebalancing	AI-driven portfolio adjustments
Inflation	Asset-backed value preservation	Physical assets maintain purchasing power
Liquidity	Fractional reserve (10%) + redemption guarantee	Always exchangeable for backing assets
Adoption	Government partnership program	Tax advantages for Shariah crypto use

Layer	Technology	Benefit
Base Chain	Custom PoS blockchain	3-second finality, 100,000 TPS
Oracle Network	Decentralized asset price feeds	Real-time backing value updates
Wallet Integration	Biometric + Islamic calendar features	Prayer reminders, zakat calculations
Cross-Chain	Bridge to major blockchains	Interoperability without compromise

Phase	Target	Timeline	Milestone
1	Islamic banking partnerships	6 months	5 major banks integrated
2	Government pilot programs	12 months	3 Muslim-majority countries
3	Global retail adoption	24 months	1M active users
4	International reserves	36 months	Central bank holdings

Innovation	Description	Impact
Halal Guarantee	Real-time screening of all transactions	Impossible to use for haram activities
Social Impact	Automatic funding of Islamic charities	Built-in wealth redistribution
Stability Protocol	Multi-asset backing with rebalancing	Lower volatility than any existing crypto
Universal Access	SMS-based transactions for unbanked	No smartphone required